The ratio of Homeless vs. Shelter is a condition that is no longer fitting into a space large enough; for a growing capacity in All.
During Covid-19. Also, a contributing factor to the present state All people manage to live amongst each other; in. Of our individual; mental & physical cohabitations.
We live in the days of Power decision making, Money & Space. All determinations human based off Rentals, Mortgages, Taxation and housing inventory. That is out of even our own control. Because of the overwhelming basic need for shelter; is for the people. And The Fair Housing Act is written constitutional Laws created; for the real consumers.
Fun fact: redlining is a practice in segregating of; an economic race in demographics. Based soley on disportionate borrowers. Not excluding The Disabilities Act. And it may behoove many to further be educated on Deceptive Trading Practices. A method are behavorial act in business. By a representative or acting agent. Using an unethical business tactic to discriminate or retaliate against a tenant or consumer. Showing bianess against a consumers rights.
And in admission to questioning an Agency in the Practicing of Business Ethics. Is not to intentionally Defame the pro quo; status. It's to shed light on the narrative. That continues to affect families; on down through generations.
So, what does the law say about Covid-19, late pays. Is the agency obligated by law to communicate a tenant be held of the responsibility to have paid doing the pandemic on time? When an acting agent or representative is asked "a tenants rental history"? And race or favortism should not be a factor. But you would be amazed of what information is being shared. Knowing Covid caused an economic catastrophe across the globe. So it's inevitable All renters could sustain; timely rental payments according to what is being; reported.
What is disputable? Are what is justifiable of reporting a renter has made late payments during Covid-19. When the reality is Rental assistance was governed by laws. As a resource to keep residences in their housing & rental homes. As the housing market plunged. We are still of those human beings that suffered over mass job losses. If not reduction in work hours. In my scenario it was the unexpected demise of a child. While attempting to meet the rental contractual obligation due date on-time. Just to maintain a human basic need; shelter.
The law regulates every tenant has "Tenant's Rights", and a term lease is a negotiated contract. Created on the basis of business negotiations.
During the history of mankind, including the Covid-19. A catastrophic event that dominoe affected the entire Housing Market. And next, research taxation. Is it factual of certain states to prospectively rise 10%. Every year of the current tax bill. And what is your current tax bracket. Which should be a brow raising concern. We are the consumers in a world of Licensed Realtors & Brokers with accredited knowledge. So, what is it about housing discrimination? Was the world not prepared to create alternative shelter for All in mankind. And if this vast space of land & hilltops is the land we of many generations labored; on. Then why, is the basic need for shelter. Still a conflict debated on many foundations.
Renting or Rental are words used to describe access of a building, land are area structured on a leveled if not unstable to stabilized foundation. For a long or short term. Based on a contractual or a verbal agreement. As we should keep in mind; the crime statistics, prime location, and exterior & interior rennovations. It may behoove us All. To gain the knowledge in why, price increase is at the leisure of the owners, developers, investors & rentors. As buildings do wear & tear, ground security is layer of protection. And where credit affects some, a few, but not all. The location is destined to reveal it all.
As we methodically think why, is it a necessity to seek shelter that holds a capacity. A capacity for singles, many, a few if not all.
One day all mankind needed shelter, to shield oneself from the state of exposure to the world. But not without; a clause that legally binds people to land, the house or building affixed to it, through ownership. Of what is of infrastructural developments. To lease back to All in agreements, of contractual negotioations.
During most not All of our youth & adults; were either acclimated in of an environment of education or not taught. The importance of ownership & economics. So never underestimate the term behind a behavior of "entitlement". As we are the consumers of the credit lines, collections & chargoffs. That mirror the future and past; access or denial. Because one day life is going to happen for Us All. And empathy & compassion will almost never meet on a path of responsibility & accountabilty. To cover our own financial choices. So, we ask why then extend credit to every generation? Well, remember the world of business revolves on lenders & consumers. The bank lenders who extend the applications for a prospective gain or anticipated loss. So, how did Covid later in years still be reported as a late or late payments. Based on the rental agreements.
Global relationships the supply & demand of the world. Of every culture in race. Based on the consumers spending habits. And if your personal finances is not very good, fair or poor in ratings. One day those negotiated terms or disputed charges. Eventually will return a fair or partiality in judgement.
Covid-19 occured in March of 2020. The economy was shaken. And still in 2023 People around the world are still catching up to a place of; financial normalcy. And reality is no one has the accurate numbers, time, patience & space to resolve; anything.
Moral is this; no matter how consistent we are in reorganizing. It's the state of being healthy. That's a tedious patient journey. During a life filled with; expected & unexpected occurences.
"Self reflection broadens the mind. To see the real world through; a new lense".
There is alway's going to be a debate over who has access or control of the money, walls & doors. As a select few or voted into power. To finalize major decisions; for All. That will initiate; future approvals or denials. Because, life did not change its course. The dynamics revealed how people; service & treat one another.
The day's of life is filled with human vulnerabilty. Due to some life setbacks, setups and personal habits & basic needs. Amongst what is shared, imvested in or divided; then reallocated. Even in the inventory of the Available Housing Market.
Take a break, and walk around the perimeters of our own foundations. Not just the concrete driveways, parking lots & pavement. But the foundations of where we stand in mankind. Of our own personal belongings of inventory & ownerships.
Then recalibrate; knowing this. For every algorithm module created. Is a structure built on land. And often we forget this; we're just people. Attempting to manage it All. If not of managing each other.
So, take this stock & Invest it. One's Credibilty, Morality & Respect is not attached to a price tag. That should ever be bartered with no one.
Today's business experience was another short term set back. But a long term in knowledge investment.
In this residence call life. We stand as many nations breathing through a vapor. Destined to be taught that value comes with a cost to bare. For its the scrolls of laws created during humanities residence on earth. That will bond us; in this space a long & short term journey.
Morality is the weight of our survival. That exposes characters dividing humanity. Based on; our ability to build up, or divide apart.
